My name is Portia Chivers, and as CEO of Brighter Day Credit Solutions, I’ve specialized in credit repair and rebuilding for over a decade. Like many individuals, I have struggled with bad credit myself. Now I consider myself something of a credit repair expert, and hope to fix the credit of my customers with the programs offered through Brighter Day, including debt settlement, debt resolution programs, programs designed to remove payday loan debt, removal of apartment collections issues, and more.
Erase your past mistakes
Help your small business grow
A BETTER FUTURE
Create a solid financial foundation
Your One-Stop-Spot for Credit Services
Personal Credit Repair
We repair bad credit including property lease debt, payday loan debt, and more.
Personal Credit Monitoring
Monitor your credit, stay on top of any potential issues, and learn to make smarter credit choices.
Personal Credit Education
Gain access to information including payday loan removal, resolving property lease debt, and more.
Learn more about the steps you need to take to establish credit as a small business.
Seven Shining Ways Brighter Day is Different
- We review your credit with you at no charge.
- We give you an estimated time for completion.
- We have a high success rate for removing the most challenging debt collectors.
- We offer a 100% Satisfaction Guarantee.
- We continue serving you after the negative collection accounts have been removed and help you build back your credit.
- We give you invaluable information to help you succeed after your credit repair is complete
- We even offer a bonus for family and friend referrals!
Kind Words From Past Clients
We are proud to be able to offer credit solutions for people from all walks of life and in a variety of situations including bad credit, removal of apartment collections, removal of payday loan collections and resolving repossessions. But don’t take our word for it….
“Let me start by thanking the most high for Portia. She has taken my credit score from 514 to 700 in less than 9 months. She is always extremely helpful and articulate when she educates me on how to keep my credit healthy. Portia always makes sure I get the full benefits of what a credit score can do for you. She is always open for any questions and makes sure you understand your rights. Real results and real time!”
- Jamie Lynn
"Words truly can't express how grateful I am for this company! Brighter Day Credit Solutions has taught me so much about repairing, building and maintaining great credit going forward. Since working with Brighter Day, my credit score has improved and I have been approved for new credit lines with good interest rates. I know that if anything ever comes up and/or if I have any questions Brighter Day is just a phone call, text or email away. I can't say Thank you enough!"
"I've been a customer of Brighter Day Credit Solutions for almost 2 years now and it has been worthwhile. I was educated on how to build, manage, and maintain a healthy credit score and since then my score has jumped 200+ points! While my credit is very manageable now, anytime I have a question or concern about something I receive in the mail or even something on my credit report, I know I can depend on Brighter Day Credit Solutions to be there to assist me."
"I would like to give a special Thanks and Appreciation to Brighter Day Credit Solutions for teaching me how to maintain a fair credit score or above since June of 2016. Everything I needed to repair from collection removals or learning what I need to do to built my credit, Brighter Day Credit Solutions has taught me. With all Honesty and from my heart I truly Thank Brighter Day Credit Solutions. Your an A+ in my book."
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